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15, NEW BRIDGE STREET, BLACKFRIARS, LONDON, E.C. FINANCIAL POSITION.

Total Funds...

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A Good Investment.
Large Profits.

Absolute Security.

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INVESTMENT POLICIES.

Non-Forfeiture.

Fixed Surrendered Values.
Provision for Old Age.

LIFE

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£3,000,283 £3,646,588 £592,076 £245,762

Very moderate Premiums, which cease after a fixed number of payments.

ANNUITIES.

Life Assurances of every description.

EXAMPLES OF PAST PROFITS.

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GEORGE S. CRISFORD, Actuary.

MILNERS' SAFES.

MILNERS' STRONG HOLDFAST AND FIRE-RESISTING SAFES, AND BANKERS' STRONG ROOMS.

MILNERS' SAFES FOR LAWYERS.

MILNERS' SAFES FOR BOOKS AND DOCUMENTS.

MILNERS' SAFES FOR DEEDS.

MILNERS' SAFES FOR CHURCH PLATE.

MILNERS' SAFES FOR JEWELLERY.

MILNERS' SAFES FOR BANKERS.

MILNERS' SAFES FOR DIAMONDS.

ILLUSTRATED DRAWINGS, FREE BY POST.

MILNERS' SAFE COMPANY, LTD.,

LONDON, LIVERPOOL, AND MANCHESTER.

SCOTTISH PROVIDENT

INSTITUTION,

6, St. Andrew Square, Edinburgh; 17, King William Street, London, E.C.

The ADVANTAGES which this Institution offers are:

A Larger Original Assurance-As much as £1,200 or £1,250 for the Premium charged elsewhere (with profits) for £1,000 only.

The Prospect to good Lives of Large Additions-No Share being given to those by whose early death there is a loss.

Policies sharing a first time at last Investigation (1880) had additions of from 17 and 18 to upwards of 30 per cent.; so that Assurances of £1,000 were increased to sums ranging from £1,170 to £1,300. Policies which shared at previous Investigation have been increased to £1,400, £1,700, and upwards.

The NEW BUSINESS has for the last twelve years exceeded A MILLION.

EXPENSES under 6 per cent. of Income.

THE ACCUMULATED FUND EXCEEDS £5,500,000.

Only Two Offices in the Kingdom (both older) have as large a Fund. WHOLE

WORLD-LICENSES.

NONFORFEITURE OF POLICIES.

Policies are generally now free from restrictions on residence after five years, and unchallengeable on any ground but fraud, and they may be revived (after mouth of grace) on payment of premium, and a moderate fine, within a year without proof of health. In case of death intervening, when the value exceeds the unpaid premium, the full sum is payable, under deduction of arrears.

Examples of Premiums for £100 at Death-With Profits.

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*Thus, a person of 30 may secure £1,000 at Death by a yearly payment, during life, of £20 158. This Premium in any other of the Scottish Mutual Offices would secure £800 only, instead of £1,000.

[The non-participating rates of other Offices differ little from these, so that assurers with them virtually throw away the prospect of additions without any compensating advantage.]

OR, if unwilling to burden himself with payments during whole life, he may secure the same £1,000 by twenty-one yearly payments of £27 13s. 4d.-being thus free of payment after age 50. † At age 40 the Premium, ceasing at age 60, is, for £1,000, £33 148. 2d., being about the same as most Offices require to be paid during the whole term of life.

Claims Payable One Month after Proof.

REPORTS with STATEMENT OF PRINCIPLES may be had on application.

JAMES WATSON, Manager.

J. MUIR LEITCH, London Secretary.

ber Majesty's Printers.

SOLE AGENTS IN ENGLAND AND WALES

FOR THE SALE OF

ACTS OF PARLIAMENT. PARLIAMENTARY PAPERS. MILITARY, NAVAL, AND CIVIL SERVICE PAPERS.

SCIENCE AND ART.

LOCAL GOVERNMENT BOARD.

EDUCATION. GEOLOGICAL.

RECORD, &c., &c.

ACTS OF PARLIAMENT

(Public, Local, and Private).

Any Special Act can be supplied in Sheets.

A cheap edition of Public Acts is published at the close of each Session.

PARLIAMENTARY PAPERS.

Royal Commissions.

Reports of Committees.

Bills under discussion in both Houses. Annual Returns,
Special Reports and Returns. Commercial Reports.
Estimates (Army, Navy, and Civil Service).
&c. &c. &c.

Monthly Lists of these Papers sent upon receipt of address.

STATIONERY OFFICE PUBLICATIONS.

This Series includes all Military and Naval Papers, Civil Service Examination Papers, Rules under various Acts of Parliament, Publications of the Record Commissioners, Calendars of State Papers, Voyage of the Challenger, Educational Papers, Explosive and Factory Forms, &c.

A SELECTED LIST OF USEFUL PAPERS SENT ON APPLICATION. Every attention will be given to all communications; but to avoid delay, remittances should accompany order.

GOVERNMENT PUBLICATIONS SALE OFFICE,

EAST HARDING STREET, FETTER LANE, LONDON, E.C.

THE

BRAKI

CONSTITUTIONAL

YEAR BOOK

FOR

1887.

Ĉ
London:

PUBLISHED FOR THE

CONSERVATIVE CENTRAL OFFICE, ST. STEPHEN'S CHAMBERS,

WESTMINSTER, S.W.,

BY

WILLIAM BLACKWOOD & SONS, LONDON AND EDINBURGH.

[All rights reserved.]

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